Abstract:
Micro-finance is one of the ways of building the capacities of the poor who are largely ignored by
commercial banks and other lending institutions and graduating them to sustainable self-employment
activities by providing them financial services like credit, savings and insurance. The study was
conducted to assess the financial and operational performance of vision fund microfinance institution.
The researcher use the quantitative and qualitative research design to effectively explore the relationship
and the assess financial and operational performance of vision fund microfinance institution. Descriptive
research was used to describe characteristics of a population or phenomenon being studied. Currently in
vision fund microfinance district are operating in 7 different districts of operation. From the totals
service delivery posts out of that the researcher select two districts microfinance namely East west and
North West districts are considered using purposive sampling technique. Purposive sampling targets a
particular group of people. From those selected district the total respondents are considered 80 (eighty)
number of financial officers and 80 (eighty) number of operation managers and the rest 37 (thirty seven)
numbers are branch managers. Therefore the total sample size 197 was select from 390 of the total
population of employee. Finding the overall mean score of financial and operational sustainability is
above the midpoint score of likert scale which is (3.43). Then, the obtained result almost near to
moderate and the SD were similar for all items. Recommendation ,Financial Suitability or Profitability of
vision fund micro finance institution is discussed in the research paper using four common indicators
such as return on assets (ROA) and return on equity (ROE), Operational self-sufficiency (OSS), and
financial self-sufficiency (FSS)
