Abstract:
Women are universally acknowledged to play a critical role in household well-being and national
economic development. It is widely accepted that women are central to household well-being and
national economic development. However, the role of women is impeded because they generally hold
a low status in many developing countries. Owing to historical and cultural disadvantages, women are
also more vulnerable to poverty. In addition to being a human rights issue, the prevailing condition of
women calls for taking measures to empower them. The decision making power of women is also the
basis for transforming lives at the household level and in the wider society. It is therefore argued that
microfinance services are considered as an effective instrument for empowerment of women in
household decision making. This study has the objective of assessing the impact of microfinance in
women’s household decision making in the study area. The research was conducted at the World
Vision microfinance institution. The researcher used both qualitative and quantitative research
methods to obtain a reliable data. Data were derived from a survey, in-depth interview and focus
group discussion. In addition, the researcher has employed non participant observation. The study
establishes that improved access to microfinance has been able to empower women economically.
Although the results vary, the study indicated that the income and saving levels of the majority of the
clients have increased after the delivery of microfinance. Encouraging results have also been shown in
the enhancement of the women’s occupation, self-confidence with respect to the capability to work on
their own business and improve their lives. On the other hand, there seems no enhancement in the
decision making power of women predominantly among the aged ones.
