Abstract:
The purpose of this study was to examine the determinant of household health expenditure.
Data was collected from 145 participants by using questionnaire. A descriptive research
design was used to collect and analyze the data. Simple random sampling technique was used
to select participants. Data was analyzed by using both descriptive and inferential statistics.
Particularly, mean, percentage, Correlation, regression, t-test and one-way ANOVA were
used. The result of the study indicated that educational status (β = -.302, p < .001), and
income (β = -.201, p < .05, and occupational status were significantly predicted out pocket
health payment. Accordingly, participants with lower educational levels were more likely pay
high costs to health or affected by catastrophic health payment than those who had higher
educational levels and participants with high income are less prone catastrophic health
payment and those who are getting income with below poverty line are more likely pay high
out pocket health payment than those who are getting higher income (greater than poverty
line). The result of the study from one way ANOVA also indicated that occupation was also a
determinant factor of out of pocket health payment where farmers significantly pay greater
than government/non-governmental employees. However, marital status does not related to
household health care expenditure. The result of the study also indicated that gender, age
and marital status were not significantly related to household health care expenditure.
Lastly, to reduce out of pocket health payment necessary recommendations that aimed to
enhance peoples income and educational status were forwarded.
